Strength in numbers

Joan Marshall
Financial Advisor, RJFS

Born and raised Oakland, New Jersey, Joan joined Raymond James in January 2016 as a financial advisor. She graduated cum laude from Drew University in Madison, New Jersey, with a Bachelors of Arts degree in mathematics and economics and a Master of Science degree in management from The College of New Jersey.

Early in her career, Joan was employed by AT&T in various consumer marketing positions in New Jersey and Maryland. She also taught a graduate marketing course in consumer behavior analysis at Johns Hopkins University for nine years.

Joan was executive director of Maryland’s 529 college savings plans for the past 16 years. She led teams that designed and built two nationally recognized 529 plans: the Maryland Prepaid College Trust and the Maryland College Investment Plan. Joan was also one of the founding leaders of 529 plans nationally, having served in various leadership roles in the national association for 529 plans, the College Savings Plans Network.

One aspect of Joan’s role in managing Maryland’s 529 plans that she enjoyed most was being able to help families make better financial decisions relative to college planning. This served as a natural introduction to taking a new career direction to help families across a broader range of financial planning needs.

Working hard and being well-organized comes naturally to Joan.

Currently, Joan works with Steve Lee and his clients as they build and sustain a financial foundation that supports them in achieving their goals. Joan works to develop financial plans, researches investment strategies and uses her knowledge to respond to a wide range of investment related questions from clients.

Joan lives in Ellicott City, Maryland, with her husband, Terry. Their two children, John, who lives in San Francisco, and Katie, who lives in Charlotte, are twins.

Named for the third time as one of the Daily Record’s Top 100 Women, Joan is in their circle of excellence, an achievement based on excelling at all three levels of professional accomplishment, community involvement and commitment to mentoring.

She is also a member of the Baltimore Women’s Giving Circle, which seeks to empower women and their families in the greater Baltimore area to achieve self-sufficiency through collective giving and collaboration.

In her spare time, Joan enjoys travelling, walking, occasionally hiking, swimming, and reading.

She is a member of Leadership Maryland and its class of 2002 and a member of Glen Mar United Methodist Church in Ellicott City. Occasionally, Joan can be found staffing the church’s welcome center on Sunday mornings.